Lots of info all over the web on the heartbleed bug
I can only say..
Go to any of your websites that are secure.. Change your passwords to something thats at least 14 characters long Letters and Numbers... If for some reason in the Future a website like your bank or Email provider tells you to change your password again DO NOT ignore it.. Just do it..
Allot of Banks still have Certificates that are old and outdated..
The Amount of work that will go into securing everything again will probably take a long time
For instance we have upgraded our Firewall 3 times in 1 week (Not Cisco)
Cisco who makes the majority of Commercial firewalls has verified that the bug is in there firewalls and is working as fast as they can to update..
The Bug is not something we need to point fingers or argue about OpenSSL has been secure for more then 15 or more years.
What you need to do is protect yourself... Make sure your home router firewall is up to date. Check with the Manufacturer to make sure its still a secure peice of hardware. AND Change your passwords